Occupation baseline · Research consensus

Will AI replace Appraisers of Personal and Business Property?

Transitioning

Baseline AI displacement risk for Appraisers of Personal and Business Property, aggregated from 3 research sources.

What this score means

Appraisers of Personal and Business Property sits in the middle of the exposure range for Finance & Banking. Routine parts of the job are starting to automate, but much of it still depends on judgment, relationships, and context that today's models handle poorly. At 50 out of 100 it sits close to the Finance & Banking average of 52. Across the 3 sources behind this baseline, individual estimates run from 42 to 57, so the score is a weighted consensus rather than any single figure.

The number is a consensus estimate for the typical version of the role, built from published academic and industry research scored occupation by occupation. It is not a prediction about any individual. How scoring works

What this job actually involves

Exposure follows the work itself rather than the job title, so it is worth seeing what the role is made of. These are the tasks O*NET records for Appraisers of Personal and Business Property, most central first, showing 12 of 14.

01Write descriptions of the property being appraised.
02Determine the appropriate type of valuation to make, such as fair market, replacement, or liquidation, based on the needs of the property owner.
03Document physical characteristics of property such as measurements, quality, and design.
04Calculate the value of property based on comparisons to recent sales, estimated cost to reproduce, and anticipated property income streams.
05Locate and record data on sales of comparable property using specialized software, internet searches, or personal records.
06Write and submit appraisal reports for property, such as jewelry, art, antiques, collectibles, and equipment.
07Inspect personal or business property.
08Create and maintain a database of completed appraisals.
09Take photographs of property.
10Verify that property matches legal descriptions or certifications.
11Update appraisals when property has been improved, damaged, or has otherwise changed.
12Testify in court as to the value of a piece of tangible property.

Task statements from O*NET by the National Center for O*NET Development, used under CC BY 4.0. The tasks are descriptive; the exposure score above is ours.

The research behind this score

This baseline aggregates 3 research sources that scored Appraisers of Personal and Business Property for AI and automation exposure. More recent, higher confidence studies carry more weight in the final number.

01Generative AI and Jobs: A Refined Global Index of Occupational Exposure · 2025
02GPTs are GPTs: Labor Market Impact Potential of LLMs · 2024
03AI Occupational Exposure to Language Modeling · 2023

Also covers

Accredited Appraiser · Aircraft Appraiser · Appraiser · Appraiser Analyst · Art Appraiser · Certified Appraiser · Certified Commercial Appraiser · Commercial Appraiser and related titles

Estimated displacement window

The dated estimate for this role is included in the full personalised report.

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Informational guidance based on published research, not professional career or financial advice. Scores update as new research is ingested.